Free HOA software that stays free.
GnomeOwner’s free plan never expires. Your whole board gets logins, the Board Assistant, document storage, compliance tracking, and owner and unit records. Paid plans add online payments that record themselves, and automation, from $29/mo.
| Unit | Owner | Share |
|---|---|---|
| Unit 1 | Dana Whitfield | 10.40% |
| Unit 2 | Marcus & Lena Ortiz | 9.60% |
| Unit 3 | Priya Raman | 10.40% |
| Unit 4 | Hollis Family Trust | 9.60% |
| Unit 5 | Gene Albrecht | 10.00% |
What’s in the free plan
Everything a volunteer board needs to run the place.
Free for any board, for as long as you like.
Logins for your whole board
Every board member gets their own login and role. No per-seat fees.
The Board Assistant
Ask what your bylaws say and get the answer with the section cited.
Document storage, 5 GB
Your Declaration, bylaws, minutes and records in one place.
Compliance tracking
Your deadlines on one calendar, each shown beside the rule it comes from.
Owner and unit records
Every unit, owner and ownership percentage, from your documents or a CSV file.
Meetings and minutes
Agendas, motions, votes and minutes, kept for the record.
Basic financials
Record payments yourself and upload bank statements.
Free vs paid
What’s free, and what paid adds.
Paid plans add the work that runs while you’re not logged in: collecting dues, syncing the bank and sending reminders.
| What you get | Free$0No time limit | Paidfrom $29/moFounding rate for the first 150 HOAs ($39 standard) |
|---|---|---|
| Run your association | ||
| Logins for the whole boardNo per-seat fees | Included | Included |
| Board AssistantAnswers from your own documents, cited | 25 questions a month | Many more |
| Compliance calendar | Included | Included |
| Owner and unit recordsImport a CSV or read them from your documents | Included | Included |
| Meetings and minutes | Included | Included |
| Dues billingBill every unit; record each payment yourself | Included | Included |
| Basic financialsRecord payments, upload bank statements | Included | Included |
| Export all your data | Included | Included |
| Get paid and automate | ||
| Online payments that record themselvesOwners pay through Stripe by bank, or card if you turn it on; no matching by hand | Not included | Included |
| Resident autopay | Not included | Included |
| Bank syncTransactions sorted for you | Not included | Included |
| Automatic dues remindersBefore the due date, and follow-ups after | Not included | Included |
| Your HOA's logo on emails and letters | Not included | Included |
| Send from your own email domain | Not included | Included |
| Room to grow | ||
| Document storage | 5 GB | 50 GB |
| Files per upload | 300 | 5,000 |
Try everything first.
Every new HOA gets 45 days of full access, paid features included, with no card. After that you stay on Free unless you choose a plan.
Paid follows your size. Starter covers up to 25 units. Growth (26–100) is $59, Community (101–250) $99, Large (251–1,000) $199. See all plans
Checked against the product on November 10, 2026.
Honest answers
Questions boards ask about the free plan.
Is it really free forever?
Yes. The free plan has no end date and needs no card. Every new HOA starts with 45 days of full access to everything. When that ends, your HOA moves to the free plan on its own. You keep all your records, and none of your files are deleted.
What's the catch?
The free plan bills dues, but you record each payment yourself. Paid plans let owners pay online, and every payment lands in your books on its own; they also sync your bank and send automatic reminders. Those are what paid plans are for, and how we earn money: a monthly subscription, plus a fee of 0.75% on each online payment, capped at $5.
Free also has smaller limits: the Board Assistant answers 25 questions a month (paid plans, many more), and there is 5 GB of document storage with up to 300 files per upload. At the storage limit, new uploads pause until you make room. Nothing is deleted.
What do I pay for?
Online payments that record themselves, resident autopay, bank sync, automatic reminders, your HOA's logo on emails and letters, and 50 GB of storage.
The price follows your number of units. Starter (up to 25 units) is $29/mo, the founding rate for the first 150 HOAs; it's $39 for boards that join after that. Growth is $59, Community $99 and Large $199. Paying yearly gets you two months free. There are no setup fees, no per-seat charges and no contract.
Do residents pay fees?
Dues go straight to your HOA's own bank account, through your HOA's own Stripe account. We never hold the money. A resident pays the amount of their dues, by bank transfer or by card if your board turns cards on.
The HOA covers the cost of online payments: Stripe's processing fee and our 0.75% fee (capped at $5) come out of each payment before it reaches your account. Both are shown up front.
Can I import my owner list?
Yes, on the free plan. Upload your list as a CSV file, or add your governing documents and GnomeOwner reads the units, owners and ownership percentages from them. You review what it found before anything is saved.
Is my data mine?
Yes. We never sell it and never use it to train AI models. You can export everything at any time, on any plan. If you delete the HOA, you have 30 days to undo it; the money ledger is kept with names removed.
Read more
The details, in plain English.
Help center
What does each plan include, and what does it cost?Every plan, every price, and how the trial works.How do residents pay dues, and where does the money go?Bank or card, and the path from resident to your account.How is our HOA's data protected?How your records stay separate and stay yours.Guides
What HOA software actually costsSubscription plus every fee, added up.Self-managed HOA software: a buyer's guideWhat to look for, and when a spreadsheet is enough.Where your HOA's dues actually landWhy the money goes to your account, never ours.What an HOA compliance calendar can doAnd what it can't.Start on the free plan today.
Add your documents and set up your whole association. No credit card, no time limit.
